Today in the Moscow region you can’t even buy a small apartment for a million. But if your funds are limited to just this amount of a million rubles, is it impossible to take out a mortgage? Is it worth saying goodbye to the thought of owning your own home?
Definitely not if you have a free plot of land.
Having suppressed the temptation to sell the plot and use the proceeds to buy a small apartment in a remote area with a bad reputation, let's see what kind of house can be built for 1 million rubles.
All experts agree that it is quite possible to build a house for seasonal living, at least using the frame-and-panel technology familiar in old garden partnerships (and this amount will include even a modest set of communications: electricity, water and a septic tank). It is more difficult with houses for permanent residence.
Of course, operating with such a modest amount, first of all it is worth moderating your requirements for the area of the house and materials. The house will definitely be small, and you can replace expensive bricks and foam blocks with cheaper options: frame technologies and timber will come to the rescue.
Construction by contractor
It is quite possible to find an offer from a construction company “a house for 1 million rubles.” In the process of analyzing the construction services market, we came across the following offers at a price of 1 million rubles.
- House made of rounded logs with an area of 20-22 square meters. m (the layout includes a kitchen-living room, a bathroom and a corridor). The uniqueness of the offer is that the price also includes a small country plot on which this house will be built.
- Frame house using Canadian technology (walls made of SIP panels) on a pile-screw foundation, 2 floors with an area of 120 sq.m.
- Frame house using Norwegian technology with an area of 70 sq.m (frame made of rounded logs, walls made of lining, pile-screw foundation).
- Frame and panel house with an area of about 120 square meters. m (2 floors, frame made of timber, walls made of lining and OSB boards).
How do you get such a modest price, which differs from a standard cottage, even a frame one, by 1.5-2 times? With small houses up to 70 sq. everything is clear. But, naming a price of 1 million rubles. for the construction of a spacious house of more than 100 sq.m., the contractors are disingenuous.
For example, one of the proposals we reviewed did not include the price of the foundation in the calculation. It is paid separately as “additional work” at a price of 3.5 thousand per linear meter (strip foundation, 300 x 700). A common complaint is that the roof projections in these cheap houses are too small: they do not protect the walls from moisture. Many of the estimates do not include finishing, wood treatment with fire retardants and anti-fungal chemicals, or utilities.
Thus, if we are talking about a house of more than 100 sq.m., then for 1 million rubles. you can build a so-called “box”, complete with a roof (the roof is chosen cheaper - a metal profile or ondulin), as well as doors and windows. To call this empty box a home would be a gross exaggeration. To make it suitable for habitation, you will have to spend another 1 million rubles.
DIY construction
But there is a real way to save money: build a house with your own hands. Of course, in our time this method is available to those few citizens who are familiar with the basics of architecture and construction and know how to handle tools. But the result will depend only on the amateur builder - everything is in his hands.
Our fellow citizens who have already built houses on their own cite the cost as 600-700 thousand rubles. for the construction of a “box” of a house 6 x 7 m from aerated concrete blocks. If communications are connected to the site, then with the remaining funds it is quite possible to install heating, electricity and water supply throughout the house, and modest interior decoration.
Of course, you can build a small frame house with your own hands - it will cost even less than 1 million rubles.
Construction of any house is a rather complex process. It consists of several stages of work. One of them includes the choice of materials. If the budget is unlimited, then you don’t have to stop yourself in your preferences. What if you need to build a house for a million? What then? And is this real?
Options for building materials for the construction of a residential building
Today the market is so rich that it is possible to choose the right ones. For example, the most common option for building a house from:
- bricks;
- foam blocks;
- aerated concrete;
- shell rock;
- wood
But they are all quite expensive, and they are definitely not suitable for those who want to build a house for a million. There are other methods of constructing a residential building that are no less popular.
What does it cost us to build a house?
This expression is probably familiar to everyone. Only if everything were as simple as they say, then new buildings would appear in a fairly short time. Any construction of a house requires a certain period. And, as a rule, the work requires careful preparation. It includes several stages:
- planning construction on the site;
- creating a project for a future building;
- construction;
- selection of building materials;
- choice of finishing materials;
- construction work.
Many people doubt that it is possible to build a house for a million. With modern technologies and materials there is nothing complicated about this.
The first step is choosing a location on the site for building a house. It can be anything. The most important thing is to ensure normal supply of all communications to the building. The second stage is to draw up a project for a residential building. This includes the selection of materials and clarification of dimensions.
At the next stage, a construction estimate is drawn up, and only then all the necessary materials that will be used in the construction process are purchased.
What is included in the construction estimate?
Once a house plan is drawn up, it is necessary to accurately calculate not only the amount of materials, but also their cost. Also, in some cases, the estimate indicates labor costs or rental of necessary equipment.
The estimate includes:
- costs of building the box;
- costs for materials and communications.
Accordingly, it is necessary to prepare two separate calculations for ease of use. Especially if you need to build a house for a million rubles.
General estimate for building a house
Percentage, % | What is included |
|
Building a box house | All construction work |
|
Water supply, sewerage | Laying pipes, connecting equipment |
|
Heating | Connecting equipment and wiring the system |
|
Electrics | Connecting the house to power supply |
|
Finishing work | Interior and exterior finishing |
There is an additional estimate that makes it impossible to make mistakes in construction.
Estimate for building a box
Percentage, % | Components |
|
Foundation | Costs of constructing a foundation including materials |
|
Construction of building walls taking into account the material |
||
Construction of a roof structure taking into account the necessary materials |
||
Floors, stairs | Creation of concrete or wooden floors, stairs |
|
Facades, openings | Design of facades and openings taking into account materials |
Looking at all the percentages, it seems quite easy and simple to build a house. The estimate helps a lot with this. If there is a certain amount, then judging by it, you can properly plan your finances and initially see what exactly it will be enough for.
Ways to economically build a house
How can you build a house for a million? For this, there are modern technologies that came to us from the West and became popular. The entire process of constructing a structure is based on the use of a frame.
It is worth considering that frame houses are different, and any materials can be used in their construction.
Important. It will not be possible to build a house from any building stone for just a million rubles. Such materials are quite expensive.
Characteristics of frame construction
We can say with confidence that building a house for a million is quite simple using new Canadian technology - frame buildings. It is based on the use of durable building materials, which in some cases do not require additional finishing. It is also worth considering that such houses are full-fledged, since any communications can be freely connected to them and any number of rooms can be built in them.
So, the construction process begins with the construction of the foundation for the house. Frame structures are quite lightweight, and there is an opportunity to save a little. It is for this reason that strip-pile or columnar foundations are most often used. Monolithic base is more expensive.
Important. The choice of foundation is based on an analysis of the soil on the site.
- wooden;
- metal.
Wooden ones are considered more practical, reliable and durable; they have similar properties, only the structure of the material itself is quite soft and is capable of responding to deformation when exposed to moisture.
Next, the base material is mounted on the frame. As a rule, plywood or OSB is used in this capacity. Then foam plastic or any other insulating material is inserted into the cells of the frame, which is covered with sheets of the same OSB or plywood.
Interior and exterior decoration can be anything. Modern materials are used in the construction of the roof.
Other ways to build economically
A more modern option for building a house is sip panels. The house can be assembled like a construction set. The panels immediately have an external finish. The internal one is done at your own discretion. The material is also insulated and has little weight. Despite this, it is still necessary to make a foundation for such a house. With this technology it became possible to build a house for a million. Photos of similar structures are varied. You can draw up a building project yourself or use the services of professionals in this field.
If your budget is limited, but you want to live in a house, don’t rush to give up your dream. The author of this project took OSB panels, a minimum of finishing materials and came up with cheap furniture. We tell you the details.
This small house is experimental. Architect Sergei Petrov decided to make a high-quality house and spend a million rubles, including interior decoration. No one lives in it yet, but it is perfect for a family of three who like to entertain guests.
The house has only one floor, which contains a living room, two bedrooms, a kitchen, and a large bathroom. There is also a mezzanine - it can be used as an additional sleeping place under the ceiling.
“The decoration is quite ascetic. The house is covered with OSB panels: we decided to simply paint them. In some places they used ordinary pine boards and tiled the bathroom,” says Sergei. “A laminate or parquet board is planned for the floor.”
Despite its small size, there are enough storage systems in the house. The architect provided spacious closets in every room, niches in the bathroom, plus a huge mezzanine with access from the living room. In the kitchen, the work surface was reduced to a minimum so that there was enough space for a built-in wardrobe.
“Our furniture is very simple, but at the same time reliable: we developed the design of chests of drawers, cabinets, tables, cabinets and the kitchen ourselves. It is partially made of moisture-resistant plywood. The convenience of such furniture lies in its manufacture: in fact, it is an ordinary construction set that even a child can assemble. For example, our kitchen is entirely made of plywood, and the countertop is made of concrete,” says Sergei.
The interior of the house - as they say, no complaints. Simple Scandinavian furnishings, laconic furniture. The decor continues this theme: tree branches, green plants, baskets, frames. And, of course, textiles - they create the necessary comfort.
Layout:
The dream of any sane person is to build or buy their own separate house. Everyone goes to realize this dream in their own way, based on their financial capabilities: someone can afford to buy a ready-made luxury cottage on a turn-key basis, while others, in order to save money, will need to design and build a house themselves, and mistakes are not excluded. Since the majority of families have average and lower income, many are interested in the most economical option of building on their own or purchasing unfinished construction.
Is it possible to build a house for 1,000,000 rubles?
A positive answer to this question is quite possible if you build it yourself. And the cost of the land plot will not be included in this amount. You're not going to build in the forest, are you? If you approach the choice of house design and building materials wisely, then you will definitely meet this amount. This question is relevant for those who are really ready to make their dream come true. And the most important thing is that everything is completely feasible. To build a house for 1 million rubles, you need to intelligently approach the choice of building materials and the main stages of building a house.
Advice If you build it yourself, then a house of 200 sq.m. with land in almost any region of our country (with the exception of the capitals - land there is very expensive) will cost the same price as a shabby two-room apartment in a bad area. Most people are so lazy that they simply don't want to count (or build). That's why they live in khrushchubs.
What kind of house can be built for this amount?
As a rule, a significant part of the cost of a house is paid for construction work, so if you want to save money, it is better to stock up on knowledge and modern materials that will allow you to complete all or most of all construction work yourself.
Basalt slabs have become very popular for heat and sound insulation of houses. This material retains heat remarkably well, it is lightweight and quite easily cut into any size. In addition, it has high fire resistance and begins to melt at a temperature of 1000 degrees Celsius. This building material is used to insulate walls in frame houses. The basalt panel is inserted into the frame and secured with special disc dowels. The box of a one-story house is assembled in just a week, and your home is ready for interior decoration. Such a structure is quite light and strong, so it does not require a reinforced foundation.
Another modern building material is monolithic reinforced concrete. Walls made of this material are erected using permanent formwork, which on the outside also serves as a finishing material, and the inside is almost ready for simple finishing. Such a house with a small square footage can be easily built using your own strength. By casting half a meter of walls per day, you will have time to complete the exterior work during the summer season. Three builders can easily build a 120-meter house in a month and, in a couple of weeks, install the roof. Thus, a house that will be ready for interior decoration can be built in just a month and a half. If the construction team is your family, then the construction price will consist of building materials and energy costs. If there are no builders in your environment, you will have to fork out for a professional team of builders.
A fairly cheap material, which is most often given preference, is wooden beams. You can build a house box from this material very easily and quickly, but after that you need to wait 1-2 months for the entire structure to settle, since wood tends to sag. Construction of a turnkey wooden house for a family of 3-4 people will cost up to one million rubles if you do some simple stages of the work yourself. For example, make a foundation, do some interior finishing work. Naturally, a simple house made of wood will not be very warm, but today this is not a problem, because you can always use insulation. Such as polystyrene foam, glass wool boards, mineral wool boards based on basalt fiber and others.
Aerated concrete is a new invention in low-rise construction and is quite a promising material. Its popularity is due to the fact that due to its light weight you can significantly save on the foundation. Despite its low weight, it has quite high strength. A house made of aerated concrete can last 80 years or more. The construction of walls from aerated concrete will cost you 30% less than from brick. Your labor costs will also decrease, because to build a house with your own hands you will spend four times less time than a similar brick one. Another plus in favor of aerated concrete is its environmental friendliness, it ranks second after wood. It is made from natural materials: lime, sand and cement.
Depending on the selected materials from which the house frame and floors will be built, you need to select a foundation. So, if you have chosen monolithic reinforced concrete, then the foundation will have to be reinforced, most likely strip, so that it can easily support the entire structure. You can make such a foundation yourself, but it will take a lot of time to build it. A wooden house will require a lighter foundation. The simplest and most optimal would be a foundation on a sand cushion, but the most economical is a monolithic pile foundation. In any case, the choice of foundation will depend, first of all, on the nature of the material from which the house will be built.
Tip: When creating an estimate, round each expense item up rather than down.
House for 500 thousand rubles
Now let’s complicate the task: is it possible to build or buy a house for 500,000 rubles? With a stretch, this can actually be realistic if you choose a cheap house project and carry out all the construction work yourself. And naturally, the cost of the land plot is not included here; it is assumed that you already have the plot.
Buy a house for 500,000 rubles
Buying a house for that amount is quite difficult, but possible. First of all, you need to consider real estate that is located far from the city. And most likely it will be a country house on agricultural land. Such properties will not have modern amenities, i.e. gas, running water, but it doesn’t matter, because you can easily do without gas with the help of electricity, and running water can always be done yourself if you have a little skill.
Build a house for 500,000 rubles
It is almost impossible to build a full-fledged house in the usual sense for such an amount, but there is one idea that is mentioned below. And most likely the result will be not a house, but a dwelling. Therefore, if you have the required amount of 500 thousand rubles and no desire to do anything, then it is best to save some more money and buy a ready-made house.
A cheap way to build a home - block containers. This is probably the cheapest way to build a house and also the fastest. Block containers do not require pouring a foundation, they can be transported by road, they can be connected both horizontally and vertically for no more than 3 floors. You can order block containers with any filling (windows, doors, heating, insulation, etc.). Block containers come in various sizes. By combining them, you get a modular building.
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A residential building made from container blocks is quite suitable for temporary housing or as a change house during the construction of the main house. It's up to you to decide!
To buy a house
When deciding to buy a house, you can study a large amount of information on the Internet or the media, or simply contact a popular real estate agency, where they will quickly help you find a suitable home. True, such a service is, of course, paid, but reliable. If you do not understand business documentation at all, then it is better to entrust the choice and purchase of a house to professionals. In addition to a real estate agency, a good lawyer can do this. If you are going to make a purchase yourself, then you need to carefully check all the documentation. You can make inquiries or talk to neighbors who can tell you more about the owner. In short, you need to be very careful and attentive when making such a serious decision if you want to buy a good home and not lose your money in vain.
Buy a house abroad
For example, consider foreign real estate prices. As a rule, property prices abroad vary greatly. Moreover, here you can find a nice house or apartment much cheaper than in many regions of Russia. Therefore, it is quite possible to buy a house abroad at a reasonable price.
As of 2013, in Hanko (Finland) you can buy an apartment of 50 square meters for only 20 thousand euros, and a small cottage in Southern Savonia with an area of 22 square meters will cost 35 thousand euros.
If you are looking for an inexpensive house in Italy, then first of all you need to pay attention to the Calabria region. Here you can easily buy a small house on the seashore at a reasonable price. Today prices in this area are the lowest in all of Europe.
Real estate prices in Thailand are also lower than in large Russian cities. Here you can buy a small house or apartment as part of a large residential complex with a communal swimming pool for $30,000. As a rule, such purchases are made by tourists who do not want to rent housing, but want to live in their own home for several months a year. The rest of the time, the purchased property can be easily rented out and receive an income of 6% per year from the cost of housing.
Another popular country where you can buy an apartment or house at an affordable price is Turkey. Here you can easily buy an apartment of up to 50 square meters for only 30 thousand euros. As a rule, this is the price of real estate that is closer to the sea and the center of the country. Therefore, 30 thousand euros is not the minimum price for a good house or apartment. And buying a house for 1,000,000 rubles abroad is quite possible.
Buy a house in the Moscow region
If you want to buy a house in the Moscow region, then it is best to contact an agency, where they will definitely help you find a suitable property and check the purity of the transaction, but the agency will have to pay a percentage of the amount of the property. If you are well versed in business documentation, then you can buy a house yourself. More environmentally friendly areas are located southwest of Moscow, but prices there are relatively high.
Investing money in building a house
Of course, investing money in building a house is a very smart move, but you need to invest wisely. You can build it yourself, then when you sell the finished house, you will receive a large profit and can invest in the construction of your next house. But you can order a turnkey house from a construction company, then your cash costs will be higher.
Land for building a house
Before you start building your own home, you need to purchase land where you will build. Therefore, a very important stage in the construction of any real estate is the registration of a land plot for construction, the so-called. land for individual housing construction. If you want to save money, you can study the urban planning plan yourself, find a suitable plot there and contact the relevant municipal body responsible for the distribution of land in the area. Then an auction for this plot opens and you submit an application to participate in this auction. If you offer the highest amount than other participants, then the land plot will go to you. You will also need to spend money on registering ownership of the land.
Commercial agencies also sell land plots for individual housing construction, but the prices there are higher.
Choosing a site for building a house
Another important step in building a house is choosing a site. How well the choice is made depends on a lot. For example, the cost of preparing the area for construction. If the site is fairly level, then you will not have to level out various uneven ground conditions, which will significantly save time and money if you do it yourself. Also, you should not choose a site in a lowland or swamp.
If you are planning to build a house for the entire family to live permanently, then you also need to think about the accessibility of public transport and the surrounding infrastructure (kindergarten, school, store, etc.).
Accessible communications on the land plot are also an important criterion. The site must be accessible by an acceptable year-round road, electricity, possibly gas, and possibly sewerage. With electricity, you need to check in advance how many kilowatts the power company can allocate to you. If electricity has not yet been connected to the site and it is resold several times, then perhaps the power line has already been distributed and nothing will be allocated to you. There are situations when the power line needs to be extended in order to reach your site, keep in mind that you will install the poles at your own expense, the poles are placed every 50 meters.
Purchase of land
When purchasing a plot of land, first of all, you need to pay attention to the availability of communications, such as water supply, sewerage, gas, electricity, communications. As a rule, when concluding a contract, the seller informs the buyer all the conditions for connecting to utilities: how much to pay for connecting missing communications, when they plan to make (complete) them. But if the site is located outside of existing buildings, then the issue of utility services becomes especially relevant. In this case, the buyer should ask the seller whether there is a cooperative or other organization that could take over the collective interests of the developer. In the absence of such an organization, the buyer must understand that he either risks being without communications for an indefinite period of time or must rely only on himself in solving the problem of providing engineering.
To purchase a plot of land to build a house, you can do it at an auction, but how to buy a plot of land at an auction?
As a rule, auctions for the sale of land plots are held by district executive committees or village councils, which happens much less frequently. As long-term practice shows, such auctions are held once or twice a month. Moreover, the quantity depends on the formed plots, as well as the number of submitted applications from participants and the activity of buyers.
All information about upcoming auctions can be seen on the official websites of district executive committees, more precisely in the “Auctions” section. They are posted on websites a month before the event.
In addition, village councils also advertise their land plots by posting a list of plots on the stands of the village executive committee or advertisements in local newspapers. More detailed information about each land plot can be obtained directly from the village councils. Here you will be told where the land is located, the availability of infrastructure, as well as utilities.
Anyone who wants to take part in the auction submits an application to the commission, where they indicate the cadastral number and address of the site. In addition, with the application you must submit a copy from the bank, which confirms payment of the deposit, as well as a copy of the participant’s identification information. In turn, the winner's deposit will be counted towards the main payment.
Land plot for free
As a rule, the acquisition of land in Russia is carried out at state auctions or at a commercial price. But in many regions programs to help those in need operate quite successfully. Thus, a large family in need of improved housing conditions can receive a plot to build a house. But where this plot of land will be located is another question; perhaps there will be no desire to build anything there.
House using Canadian technology
When building a house using Canadian technology, SIP panels are used, otherwise they are also called sandwich panels. In a house using Canadian technology, SIP panels serve as structural structural elements, and not just as insulation. In this technology, wooden blocks are used to connect SIP panels.
The main advantage is that such houses are very warm. Such a house is warmed up faster by the heating system. Disadvantages include flammability, release of toxic substances, and high water absorption.
Build a house in 7 minutes. Slow motion
The House Stroy company offers a Canadian, very cozy and spacious house for less than a million rubles!
Our clients receive a truly SUPER OFFER!
By using it, you will become the owner of a comfortable home, with all the conditions for year-round living at the most affordable price.
Such a house is built from SIP panels, as well as from a number of components that influence the final price.
Kit includes:
Project documentation for the house;
- Kit for assembly from OSB KALEVALA House kit 6x8 m (house 2 floors, second floor attic, total 85.64, residential - 57.92);
- Pile-screw foundation, framed with timber 200x200mm;
- Kiln-dried lumber for SIP panels and internal partitions.
- The complete set is delivered to the site of construction work (up to 100 km from Moscow);
- Roofing: metal tile “GRAND LINE” 0.5 mm steel, 265 g/m2;
- Installation of metal hooks for the drainage system;
- REHAU SIB window blocks and their installation according to GOST. (vapor barrier, waterproofing, sealing tape);
- Warm metal entrance door “Torex”, leaf thickness 70 mm.
Think about it, this is really your chance!
Don't miss it. Take advantage of this offer from the House Stroy company and order a Canadian house for 820,000 right now, don’t wait for the next chance for such a profitable investment! It is also possible to build a turnkey house, with external and internal finishing at the customer's choice. Additional cost will depend on the choice of finishing materials.
You will be provided with the following configuration option:
The foundation covering (for the floor on the first floor) is SIP panels, 224 mm thick.
Floor 1.
For external walls and internal partitions:
- SIP panels 174mm thick, 2,800mm high.
- Internal partitions:
- framed from chamber-drying boards 150 mm thick, 2800 mm high.
- Interfloor ceilings:
- wooden logs made of chamber-dried timber, section 80x200 mm.
- SIP panels for external walls, 174 mm thick, 1,400-2,500 mm high.
- Internal partitions:
- framed from chamber-drying boards 150 mm thick, 1,400-2,500 mm high.
rafter system made of 150x50mm boards, with 150mm insulation, Rockwool stone wool.
- Assembly of a complete house at the customer's site.
- Plastic windows: double-glazed windows, German Rehau SIB profile, window sill 200 mm, ebbs 150 mm, window installation according to GOST. White color.
- Metal tile “Grand Line” 0.5 mm steel, 265 g/m2 with installation.
- Quick assembly. Such an architecturally simple building from sandwich panels can be erected in 3 weeks.
- There is no need to build an expensive and massive foundation. A pile-screw foundation will be sufficient.
- SIP panels retain heat excellently, which makes it possible to save on heating costs.
- Houses built using Canadian technology do not shrink, so finishing can begin immediately after completion of construction work.
- Environmental safety. The materials used in the production of sandwich panels meet quality standards.
